What do I need to get credits without payroll?
In order to apply for loans without the need for payroll, you only need to meet these requirements:
- Be of age
- Have permanent residence in Spain
- A mobile phone and email address
- An account number you own
When you want to apply for loans in traditional financial institutions such as Banks it is practically impossible to get loans without payroll, they always ask you to have some demonstrable periodic income, if it is not the payroll they need you to receive a pension, unemployment benefit or any other periodic income that you can prove.
There are currently many online financial companies that provide loans to their clients without having to present payrolls or prove periodic income.
That if they are usually small amounts, at least in the first credits without payroll, and then once they verify that you meet and pay your debts, the credit available to you is gradually increasing.
Each of these companies has its own collection system and its management of these requests for mini credits without payroll .
Once you have selected your offer in our system, they will contact you and you can clarify how payments are going to be made and how you will be able to face the debt of these loans without payroll.
Sometimes, even if you cannot prove that you have periodic income, you may be working in “B” or you will have some timely income next to that if you can demonstrate.
Is it easy to apply for these loans online without payroll?
We already know what requirements we must meet in order to get online credits without payroll but is it easy to get them? The answer is yes.
With our automatic search system for quick credit offers with Financial Credit Institutions you just need to fill out a form and we look for the best offers among hundreds of companies in the sector in Spain.
You will not waste more time visiting hundreds of websites and filling out dozens of forms.
You only have to mark in our form that you are in Financial Credit Institutions and we filter all the loan offers with Financial Credit Institutions and without payroll that circulate through the internet and we show them, already pre-approved, you just need to choose one and end the contracting of the credit with them.
What amounts can I request through loans without payroll?
There are several types of well-differentiated credits, quick mini-credits that are amounts up to 700 or 800 euros and normally repay in a maximum of 30 days and fast credits that are up to 1000 euros and return in up to 90 days.
These two types of online credits can be obtained without having guarantees or payroll , although you may have to demonstrate some other type of periodic income to access them.
Then, on the other hand, there are loans of larger amounts, even up to 60,000 euros or more and paid in monthly installments. In order to get these credits, it will almost always be necessary to present a payroll .